What We Do
At Traive we take a unique approach to agricultural lending. We use Big Data to create a credit profile for farmers. We look beyond just credit scores and consider factors like agronomic performance, experience, and growth potential. Our unique underwriting process ensures benefit for lenders and benefit for farmers.
Propelling the agriculture finance to a digital age
Credit assessment using Alternative Data and AI
Our unique online business underwriting process allows us to keep expenses down. We then pass these savings onto our clients.
Secured and Convenient
Securely link your farm information online to get an automatic financial review. You can access your loans and withdraw through our platform, chatbot, and mobile app. Whenever and wherever you need it.
Simple and Fast
Get a credit assessment within seconds. Get the money you need in as little as few days, giving a timely, hassle-free loan.
Powerful Data
Simple data analytics reports demonstrate metrics for risk assessment, farmers’ performance, and predictive analysis.
What we provide!
Our novel algorithm provides better credit risk rating and diversification to better serve lenders.
Personalized risk score analysis based on innovative machine learning and agronomic data.
Unique real-time credit monitoring system using data analytics connected to satellite imagery.
Transparency! No opaque rules or overly complex reports!
Powerful analytic reports to lenders and farmers to help improve their financial decisions.
How Does It Work
1Apply online and check your rate
Apply online, answer a few questions, and instantly get your lowest eligible rates and loan amount.
2Select a loan offer
Review the payment terms and interest options and choose the one you like best.
3Get the money and invest
The loan goes straight to your account, no bureaucracy and no waiting line.
The future of agriculture finance is here!
Lenders
Criteria
& Interest
Data
Analytics
Loan
Funding
Loan
Origination
Real-Time
Monitoring
Criteria
& Interest
Borrowers
Right Way Signs
World Bank
Global demand for food will increase 70% by 2050; at least $80 billion annual investments will be needed to meet this demand.
Agriculture finance can empower farmers to increase their wealth and food production to be able to feed 9 billion people by 2050.
International Institute for Sustainable Development 2015 Study
Access to finance is a vital part of any developed agriculture sector, and drawing farmers and small entrepreneurs in developing countries into the financial system is far from accomplished.
Financial institutions are reluctant to accept the risks prevalent in the agricultural sector, such as droughts, floods, pests and diseases, or the transaction costs of covering large geographical distances.
